What is Private Pay Home Care?
In-home senior care is a popular option for aging adults who want to stay home. Professional care agencies can make this possible. Families may wonder how to pay for these services. Visiting Angels Gastonia offers private pay options for personal home care services in Gaston and Cleveland Counties. Clients usually pay out-of-pocket. However, some benefits may help cover the cost of professional care at home.
Call Visiting Angels Gastonia at 704-469-4207 today to schedule your free in-home consultation in Cramerton, NC.
Veterans Benefits in Gastonia, Cramerton, and the Surrounding Area
Our Gastonia office is approved to provide Home Health Aide (HHA) and Respite visits as a benefit to Veterans for their service. These benefits are coordinated through the Saginaw Veterans Administration. HHA visits help Veterans with everyday needs to remain in their homes. Respite visits provide a short break for the primary caregiver. Both types of visits are crucial to your loved one's care plan.
Through these programs, Veterans can receive help with the following:
- Cooking meals, cleaning, and doing laundry
- Eating, dressing, and bathing
- Medication reminders, incontinence care, and monitoring
- Companionship, ambulation, and transfer assistance
- Help with running errands and getting to appointments
Long-Term Care Insurance
Most health and medical insurance plans don't cover long-term home care services. But a specific insurance policy called long-term care insurance can cover a senior's future care needs. The cost and benefit of the policy will vary.
If someone already needs care, they may not qualify for this type of insurance. Typically, adults in their 40s and 50s take out this policy to save for future care needs. Check with your loved one and their insurance broker to see if they have this policy.
Long-term care insurance can cover in-home senior care services, medical care, and specialist care.
Privately, Out of Pocket Insurance
Home care services are paid for privately for seniors without Veterans benefits or long-term care insurance. Payment can come from income, savings, or shared expenses. It's important to know that there are options for private pay.
To get started, we offer a free in-home consultation for new families. During this consultation, we'll discuss our services, assess your loved one's needs, and create a personalized care plan. We can create a care schedule to determine the days and hours your loved one needs assistance.
We'll also discuss the cost of care and any financial resources available to your family. From there, you can make an informed decision on how to proceed. Visiting Angels is committed to providing high-quality home care services for seniors in their homes.
Schedule a FREE In-Home Consultation
If you need help with our services or want to know about financing options, please get in touch with our Gastonia office. We're here to answer any questions and help you explore your options. Contact us today!
