How We Help Raleigh-Area Families Plan for Long-Term Care
Maintaining our independence and comfortable lifestyle as we become older is one of our primary goals. Nevertheless, many seniors and their families in Wake County, NC, including Raleigh, Cary, Wake Forest, Fuquay-Varina, Apex, and the neighboring towns, may find the prospect of planning ahead for the future daunting. A few days of help each week can be all your senior loved one needs for now. However, long-term care may be necessary in the event that they get diagnosed with a chronic illness, develop a disability, or have a cognitive disorder such as dementia. Costs, who should provide care, and the quality of care your loved one needs are just a few of the many concerns that could emerge during long-term care planning.
Visiting Angels of Raleigh is here to assist if you are overwhelmed by the thought of preparing for a loved one's future care needs. Since 2000, we have been assisting Wake County families in finding the best solutions for their loved ones, allowing them to have complete peace of mind.
What Families in Raleigh, NC and Surrounding Areas Need to Know About Long-Term Care for Seniors
The term "long-term care" refers to a broad range of services that are offered to individuals who need assistance for an extended period of time. Services provided by long-term care providers may range from helping with ADLs (Activities of Daily Living) like bathing, getting dressed, and cooking to providing transportation, medicine reminders, and light cleaning, among others.
At least 70 percent of people in the United States who are over the age of 65 will need long-term care at some time in their life, according to study that was carried out by the United States Department of Health and Human Services. A lot of other families in Wake County are also considering their options for their loved one's care, so you're not alone if you're feeling overwhelmed by all the choices.
Options for Long-Term Care in Raleigh and Throughout Wake County
As a family, you have options when it comes to long-term care for an older loved one in Raleigh and the surrounding areas. One of those options is to take on the task of providing care yourself. On the other hand, the amount of attention you need to provide could eventually lead to burnout. On top of that, you may not always know enough or have the time to be there for your loved one when they need you. If they are diagnosed with dementia and begin to wander, for instance, can you guarantee that you will always be there to keep them safe? Will you be prepared to assist them in managing their symptoms if they develop a chronic illness?
Fortunately, there are two options for professional long-term care, which include:
- Residential care: A nursing home, assisted living community, or memory care center are common choices for families seeking residential long-term care for a loved one. In the United States, around 37 percent of elderly people who need long-term care relocate to residential care facilities. For elderly people who aren't comfortable living alone and don't have someone they can stay with, this is an excellent option. However, though these facilities try their best to meet the needs of its elderly residents, some Wake County families discover that they must bring in outside help in the form of professional caregivers when a loved one needs more comprehensive care than what the personnel at the facility can provide.
- Home care: Residents in Raleigh and the neighboring cities who are in need of long-term care services also have the option of receiving in-home assistance. When a loved one needs help with routine activities, company, or just plain old safety concerns, their family may arrange for a professional caregiver to visit their home and provide just that—home care. Approximately 65 percent of people who need long-term care services are provided with care in the comfort of their own home. Seniors with cognitive conditions that make moving to a new environment uncomfortable or who prefer to stay at home and maintain their daily routines may find this choice more appealing.
How Much Long-Term Care May Cost for Families in Raleigh and Surrounding Areas
Here is how much long-term care can typically cost in the Raleigh area, according to Genworth:
- Adult day care: $1,820
- Home care: $5,243
- Assisted living facility: $6,224
- Home health care: $6,673
- Semi-private room in a nursing home: $8,943
- Private room in a nursing home: $9,581
Keep in mind that the facility or home care service you pick, the kind of care your loved one receives, and other factors may all affect the final cost of their long-term care. Many additional variables come into play, including the services your loved one need and the frequency of caregiver visits.
How Families in Raleigh and Surrounding Areas Can Pay for Long-Term Care
Medicare and private health insurance cannot be used to pay for personal care support, which is a common component of long-term care options. This means that a lot of families in Wake County have to pay for long-term care out of their own pockets or utilize family assets to pay for it. However, this may add up in the long run, particularly considering that the majority of elderly individuals requiring long-term care will continue to need this level of assistance for at least five years.
The good news is that Wake County is home to a plethora of long-term care insurance companies, many of which sell coverage that considerably reduce the financial burden of long-term care. After paying out of pocket for 30, 60, or 90 days, long-term care insurance may cover the costs of care for seniors.
Finding the best long-term care insurance for a loved one requires prompt action if you believe this is the best course of action. Anyone with a disability or who is above the age of 75 will likely be turned down by most companies. When your loved one is between the ages of 50 and 60, it is ideal to investigate your possibilities for long-term care insurance. This is because insurance premiums tend to be more affordable for younger policyholders.
Why Families in Raleigh, NC and Surrounding Areas Count on Visiting Angels for Long-Term Care Planning
For over two decades, Visiting Angels of Raleigh has assisted Wake County families in navigating the complex process of long-term care planning. We offer a wide range of home care services that can be tailored to each client's unique needs, allowing seniors to get the care they need without having to leave the comfort of their own homes.
Here is why families count on us for long-term care:
We Provide a Personalized Approach to Senior Care
Care plans at Visiting Angels are customized to meet the specific requirements of each client. We are aware that every senior has a unique set of requirements and circumstances, and as a result, we collaborate closely with families in order to devise care plans that take these aspects into consideration. Additionally, our care plans are adaptable and may be modified as needed. When you choose Visiting Angels of Raleigh for long-term care, your loved one will get the unconditional support they need, whenever they need it.
Our Caregivers are Experienced and Trustworthy
Before becoming a part of the Visiting Angels of Raleigh team, our caregivers undergo extensive screening, background checks, and training. Our Angels have extensive experience in home care and a genuine interest in the welfare of seniors living in Raleigh and throughout Wake County, so you can rest certain that your loved one will get the high-quality, long-term care that they deserve.
We Make Planning for Long-Term Care Simple and Stress-Free
Visiting Angels of Raleigh is here to assist families in Wake County with more than simply in-home care. We also provide valuable resources for long-term care planning. Concerning long-term care, our educated team can provide guidance on several subjects, including financial and legal implications, local resources, and assistance with submitting a claim for long-term care insurance.
We Can Support Your Family Every Step of the Way
Families in Wake County may find the process of getting ready for long-term care to be emotionally and physically taxing. Because of this, Visiting Angels of Raleigh works hard to alleviate the burden on the families we serve by being available 24/7 to answer questions and provide reassurance. Our team will regularly keep you informed about the health of your loved one and offer suggestions. Feel free to contact our office at any time for more information or to discuss any issues you may be experiencing.
Call 919-787-4317 or fill out our form to learn how Visiting Angels of Raleigh can help you plan for long-term care.