Home Care Costs
Visiting Angels offers affordable rates for professional and compassionate home care services—from respite care to around-the-clock assistance.
When considering the expenses associated with caring for a loved one, it's natural to feel concerned about the potential financial impact. For many families, opting for in-home care presents a more affordable and safe alternative than relocating a senior to a nursing home.
Visiting Angels offers flexible home care services to help you receive essential support and avoid unnecessary costs you may pay for at an assisted living facility. For example, if you don’t need a 24-hour or full-day caregiver, you can modify the hours and support level to fit your budget and schedule.
Our comprehensive services offer:
- Assistance with activities of daily living
- Daytime, evening, overnight, and 24-hour care
- Long-distance care for families separated by distance
- Occasional respite care
- Specialized services, like Alzheimer’s and dementia care
- Temporary or long-term support
- Weekday, weekend, or holiday visits
- And much more!
Affordable Senior Care Options
Some of our offices across the country may discount hourly rates if you schedule on an ongoing, routine basis, or exceed a specified number of hours per week. In addition, your senior may qualify for coverage through their state’s Medicaid program or veteran’s care benefits. Some locations also accept long-term care insurance to help offset the cost of services.
When you choose Visiting Angels, we will create a personalized senior care plan to meet your loved one’s needs and respect your budget. Please note that in-home care expenses vary across the country and are based on your senior’s needs (check your local home care office for specific rates). Actual prices usually depend on the level of assistance your loved one needs and the town or city where they live.
Financial Resources and Support for Long-Term Care
Navigating the financial aspects of long-term care can be complex and overwhelming. A critical component is knowing where to find supplemental financial assistance.
Here are five resources to explore when deciding how to manage costs effectively and ensure quality care for your loved one:
- Medical Insurance
Most health and medical insurances do not cover in-home personal care. But it’s a good idea to check with your senior's medical insurance company to determine whether coverage is available. Although Medicare does not currently pay for home care, some states provide coverage through Medicaid, and some Medicare Advantage plans may offer benefits. - Long-Term Care Insurance
Some seniors may have specific coverage through a long-term care insurance policy. These policies are separate from health insurance and are often purchased through an insurance agency for long-term care expenses. - Veterans Benefits
If a senior receives a VA pension, in-home coverage may be available through the Department of Veterans Affairs (VA) programs. - State and Local Assistance Programs
Certain state or local programs provide financial assistance for in-home care. Check with your state’s Department of Aging to determine if any apply to you or a loved one. - Private Pay
Most Visiting Angels clients pay out-of-pocket—or “private pay”—which means they pay through their own funds. Usually, the funds are from individual retirement accounts (IRA), pensions, Social Security benefits, 401(k), or other savings.
Get Started with In-Home Care Services
Families nationwide have relied on Visiting Angels since 1998 as a leading provider of affordable, high-quality home care. We’re a steadfast partner who understands your concerns, needs, and preferences. We’ll help your loved one live a full, active, and happy life in familiar surroundings.
Contact a Visiting Angels home care location in your area today to learn more about their costs. A coordinator can discuss your loved one’s needs during a free in-home care consultation.
FAQs About Home Care Costs
What Is the Cost Of Assisted Living vs. Home Care?
Costs vary across the U.S. for assisted living and home care services. However, assisted living usually comes with a higher price tag — and often requires individuals to make a significant, up-front financial deposit before moving in.
At an assisted-living facility, residents pay one price for 24/7 care, whether necessary or not. While assisted living facilities often offer amenities, such as exercise facilities, social clubs, trips, and meal plans, these features increase the overall cost of care, especially if they go unused.
Non-medical in-home care offers flexibility and cost savings if your loved one needs help with specific activities or at certain times of day. Visiting Angels will customize a schedule for your loved one so you’re not paying for services that aren’t needed. We can scale services up or down as the senior’s needs change.
Read more: Assisted Living vs. Home Care
How Does In-Home Care Compare to Nursing Home Care?
According to Genworth, the monthly median cost of a nursing home facility is between $8,000-$9,500. Professional home care is a more personal option at a lower cost. Expenses vary across the country and are based on your senior’s individual needs. Actual prices usually depend on the level of assistance your loved one needs and the town or city where they live.
Your local office can provide the specific details you need to make the best decisions.
Don’t miss: 7 Benefits of In-Home Care vs. Nursing Home Care
If My Loved One Has Complex Needs, Can We Still Get In-Home Care?
Visiting Angels can match you with caregivers trained in:
Our caregivers can also provide services for older adults in assisted living facilities who need additional one-on-one support.
Serving Belgrade and the Surrounding Areas
Visiting Angels BELGRADE, MT
11 West Main Street Unit B-3 Office CBelgrade, MT 59714
Phone: 406-630-1800