More and more seniors are choosing in-home care over nursing homes or assisted living facilities. They prefer to stay in their homes as they age; professional care agencies can make that possible. However, families may wonder how they can afford the cost for in-home senior care.

Visiting Angels South Phoenix offers essential personal home care services in the South Phoenix area, including Ahwatukee Foothills, Maricopa, Laveen, Waddell, Buckeye, and nearby Arizona communities. Clients usually pay for these services privately. However, your loved one may be eligible for benefits that can help cover the cost for in-home senior care.

Learn more about financing options by calling 480-886-1165 today!

How South Phoenix-Area Families Can Afford the Cost for In-Home Senior Care from Visiting Angels

Veterans Benefits

Our South Phoenix office provides Home Health Aide (HHA) & Respite visits to Veterans as a benefit for their service. HHA visits aid veterans in staying at home by assisting with daily needs. Respite visits give the primary caregiver a break for a brief period. Both visits are crucial to the loved one's care plan.

Through these programs, South Phoenix-area veterans may receive help with the following:

• Meal preparation
• Light housekeeping
• Bathing, dressing, and grooming
• Companionship
• Help with running errands and getting to appointments
• Medication reminders
• Incontinence care

The Veterans Administration pays for HHA and Respite care directly, not the senior veteran. This can significantly help families with the cost for in-home senior care. If you have an aging relative who is a U.S. military veteran, contact your local VA to learn they can be eligible for these benefits.

Long-Term Care Insurance

Traditional health and medical insurance plans usually don't cover long-term care services. Long-term care insurance is a specific policy covering a senior's future care needs. The cost and benefits of this policy will vary.

It's unlikely that someone who already requires care will qualify for long-term care insurance. Adults in their 40s and 50s usually take out this policy to start saving for future care needs. Check with your loved one and their insurance broker to see if they have this policy. Long-term care insurance can help cover the costs for in-home senior care.

Privately, Out of Pocket

Seniors who don't receive Veterans benefits or have long-term care insurance can cover the cost for in-home senior care privately. Families can pay using their income, savings, or by sharing expenses. At Visiting Angels South Phoenix, we offer many different options for financing care.

To start, we offer a free in-home consultation to new families. During this consultation, we assess your loved one's needs, create a customized care plan, and discuss our services. We can create a care schedule that works for your loved one.

We also discuss the cost of care and possible financial resources for your family. Ultimately, you and your family can decide how to proceed. At Visiting Angels, we're committed to providing quality home care services for seniors in their homes.

Get Started with Visiting Angels South Phoenix

If you need information about how we can help you afford the cost for in-home senior care, please get in touch with our Phoenix, AZ office today. We're here to help and answer any questions you may have.