It the last few years, professional in-home senior care has become an increasingly popular and preferred alternative to assisted living and nursing homes. Many seniors in Collin County, TX, wish to remain at home while receiving care from a skilled professional, and family caregivers find it appealing, too. However, in-home senior care can be costly in many cases, and families may have a hard time affording professional care at home. You may have come across the term private pay before, but what is private pay home care? How can your family finance this type of care? Are there any options to make professional senior care more affordable?

Visiting Angels McKinney can help. We are the leading provider of private pay home care for seniors throughout McKinney, Allen, Frisco, Prosper and nearby areas in Collin County and have been since 2008.

Call 214-491-1999 to learn more.

What Private Pay Options Are Available for Families in McKinney, TX, and Surrounding Areas?

Since Visiting Angels primarily provides personal care for seniors, we cannot accept private health insurance or Medicare to cover the costs of our home care options. So in most instances, our clients and families pay for rendered services privately, out-of-pocket. However, there are certain benefits that can be used to cover the costs of professional in-home senior care from Visiting Angels McKinney.

Long-Term Care Insurance

Most health and medical insurances typically do not cover long-term senior care services, but there is a specific policy known as long-term care insurance that can partially or fully cover a person’s future care needs. However, bear in mind that this insurance policy is usually procured several years before seniors need to consider professional care at home. Long-term care insurance can be used to cover various private pay in-home care services, medical care and specialist care.

Privately, Out of Pocket

When an aging loved does not hold a long-term care insurance policy, families can opt to finance in-home senior care privately, with their own money. Usually, families chose to cover care costs from their income, savings or by sharing expenses between family members. At Visiting Angels McKinney, we can help make our services budget-friendly by personalizing care plans for every senior in our care. That way, you'll only need to pay for the services your loved one truly needs.

Reach out to our McKinney, TX office today to learn more about private pay options and how to schedule home care services from Visiting Angels.